How to tell if wind or lightning damages a tree, insurance adjuster will want to know.

Hurricanes and Tornadoes cause major tree damage. You may assume it is just from the storm and it really does not matter. A damaged tree is a damaged tree, right? ….Wrong.  You assume the beautiful oak tree that use to shade summer picnics will covered by your insurance policy….maybe yes, maybe no.

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How to get your house dried out after a hurricane.

Getting the water extracted is your primary goal. Water mitigation companies specialize in just this. Just like the storm does come and go on normal business hours, neither do these types of companies.  They typically are on call 24 hours a day and can be there quickly to get your house dried in.

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What to do when the contractors estimate is higher than the insurance estimate.

When you contractor gets there to replace your roof his bid is higher than the insurance estimate.  What do you do now, do you have to pay the difference? Absolutely not, but do not proceed with repairs to quickly. There are some steps that must be taken to reconcile the estimates.

 

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