Who is responsible when your neighbor's tree falls on your house.

After the storm passes you emerge to find it is your neighbors tree that has fallen on your house.   It is the tree you have been worried about for years and have asked them 3 times nicely to please trim.   Who is responsible for damage to your home from your neighbor’s tree.  Your insurance company is.

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What to do when you have a roof leak

It begins w a drip, drip drip. Your run and get buckets and towels to try to collect the water. This is more difficult because the electric has gone off and you are attempting this in the middle of the night with a flashlight.  Here are some simple tips to stop a leak from turning into a huge mess.

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How an insurance company decides if you need a new roof.

As the homeowner you feel nervous about your insurance adjuster coming out for your homeowners claim inspection.  Every claim is different and that is why the adjuster must come to your home.  Each claim needs to be determined on a case by case basis.

There are some key things that your insurance adjuster will be looking at when the insurance company comes to inspect your roof for wind damage.

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Choosing a shingle color for your home.

You have waited for the adjuster, waited for a roofing contractor, waited to have the check endorsed by the mortgage company, you can spend a few more days taking time to pick out the best color to suit your home.

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A First Responders Perspective

Spending the last fifteen years as a traveling adjuster, and a roof tarp installer for catastrophe operations around the country, I am often asked the question, “Isn't terrible to do the work you do, with having to see all that destruction?”

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Will the insurance pay to remove tree debris?

Some tree debris removal is covered under your insurance policy. Some is not. Find out before you incur a cost that will not be reimbursed.

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