There are several things the homeowner needs to do to prepare for the insurance inspection to make sure you are following the guidelines of the policy and that you maximize the time with your adjuster.
Read MoreThe difference between a Building and a Content (personal property) item?
Personal property is items that are not fixtures (or attached) to the home. You have three types of coverage under the standard homeowner’s insurance policy. Building items coverage, contents (personal property) coverage, and additional living expense. Each of these items has different limits, and is viewed separately by the insurance carrier after a catastrophe.
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